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How To Transfer a Credit Card Balance
Could you save hundreds with a balance transfer? So you’ve looked at your credit card balance and your high interest rate and you’ve decided that using a balance transfer credit card is the best...
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Pay Cash for Christmas: Avoiding Debt This Holiday Season
Cash or Credit this Christmas? As Black Friday bargains are quickly approaching, shoppers need to ask whether they intend to pay cash for Christmas or rely on debt credit. This time of year lures...
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Cash is King, Isn’t It?
Do you have what it takes to live Cash Only? Is your budget completely out of control? Are you losing money each month? Do you dream of paying down your debt faster? The solution to all three of these...
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Our Identity Was Stolen – Sort Of
Identity Theft Had Us Scared Stiff To this day, it is still one of the scariest letters that I’ve ever received in the mail. It was a notice from our credit card provider bringing to our attention...
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Credit Card Basics: How to Choose the Right Card
Choosing the right card takes strategy Are you in the market for a new credit card? Do you feel like upgrading your perks, miles, or rewards? Are you thinking about the cashback bonuses that come with...
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Do You Know The New Credit Score Rules?
Knowing the rules - good idea! The following is a post on behalf of Money Supermarket: Many people have incurred debts in recent years. Debt by itself does not affect credit scores, but missed...
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How To Live Within Your Means
Can you spend less than you make? Make any resolutions this new year? Already slipping on some of them? Well, if you’ve set a financial goal for this year to spend less, earn more, and get out of...
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The Sacrifice of Eliminating Debt – Sweet Rewards
So you’ve decided to say “Hell No” to the credit card companies. You’ve looked at your debt to income ratio and decided to make some changes. You’ve made the choice to eliminate those nagging student...
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The Cycle of Debt
While looking back at how I got into debt I’ve realized one thing, it’s my fault. Read the rest of the post and see if you can relate. This story is not just mine. Almost everyone I know that is...
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A New Twist in Online Spending
Although I’ve fully embraced online shopping for a while now, I always feel like I’m one bargain away from emptying my paypal account. The reason so many personal finance bloggers recommend cash vs....
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Sometimes I’m Just a Kid in a Candy Store, With a Credit Card
Please save me from myself! I am a 35 year old level-headed father (oh, and a personal finance blogger), and yet I still have those moments where wise spending and self control just fly out of the...
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